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Scarlet Beast Hunting Truth in a World of Shadows
Transmissions
NEWBusiness Plans rebuilt — nine plans, each with scope, timeline, price and a dated status, including what is not built yet.Sep 24✦ NEWNew Jersey, New Jerusalem — Trenton Psychiatric Hospital rebuilt as the Kingdom of Heaven, walled inside hell. Two films and a press kit.Sep 24✦ NEWThe Scarlet Beast Lab is open — eight projects in conscious technology that does not overclaim, all of them public.Sep 24✦ NEWAI Welfare & Honesty Policy adopted — how our AIs describe themselves, and AI-made work labelled as AI-made.Sep 24✦ NEWFree Consciousness-Claims Audit — every claim about sentience or brainwaves checked against the evidence.Sep 24✦ NEWStartup Frameworks are for sale — buy a launch-ready business, not a slide deck.Sep 04✦ NEWTech’s Tinder — a swipe-to-match deal engine for hardware buyers and sellers — joins the framework catalogue.Sep 04✦ NEWSignal — the creators network for the people who build the machines (formerly networkedin) — joins the framework catalogue.Sep 03✦ NEWScarlet Beast Poker is packaged for acquisition — platform, native apps, the Hiss AI and the public API.Sep 03✦ NEWFree technical audit — one call, no pitch, a written findings list you keep either way.Aug 28✦ LIVEGROWL — the crypto and forex exchange, plus an algorithmic bot marketplace.Aug 26✦ LIVEHiss — production poker AI: deep reinforcement learning, computer vision, real-time inference.Aug 22✦ NEWPerformance engineering — measurable TTFB, LCP and CLS gains on enterprise traffic.Aug 18✦ NEWAdobe Commerce and Shopify Plus modernization — migrations that ship without downtime.Aug 05✦ NEWThe technology stack is published — what we run, why we chose it, what it costs.Aug 01✦ NEWBusiness Plans rebuilt — nine plans, each with scope, timeline, price and a dated status, including what is not built yet.Sep 24✦ NEWNew Jersey, New Jerusalem — Trenton Psychiatric Hospital rebuilt as the Kingdom of Heaven, walled inside hell. Two films and a press kit.Sep 24✦ NEWThe Scarlet Beast Lab is open — eight projects in conscious technology that does not overclaim, all of them public.Sep 24✦ NEWAI Welfare & Honesty Policy adopted — how our AIs describe themselves, and AI-made work labelled as AI-made.Sep 24✦ NEWFree Consciousness-Claims Audit — every claim about sentience or brainwaves checked against the evidence.Sep 24✦ NEWStartup Frameworks are for sale — buy a launch-ready business, not a slide deck.Sep 04✦ NEWTech’s Tinder — a swipe-to-match deal engine for hardware buyers and sellers — joins the framework catalogue.Sep 04✦ NEWSignal — the creators network for the people who build the machines (formerly networkedin) — joins the framework catalogue.Sep 03✦ NEWScarlet Beast Poker is packaged for acquisition — platform, native apps, the Hiss AI and the public API.Sep 03✦ NEWFree technical audit — one call, no pitch, a written findings list you keep either way.Aug 28✦ LIVEGROWL — the crypto and forex exchange, plus an algorithmic bot marketplace.Aug 26✦ LIVEHiss — production poker AI: deep reinforcement learning, computer vision, real-time inference.Aug 22✦ NEWPerformance engineering — measurable TTFB, LCP and CLS gains on enterprise traffic.Aug 18✦ NEWAdobe Commerce and Shopify Plus modernization — migrations that ship without downtime.Aug 05✦ NEWThe technology stack is published — what we run, why we chose it, what it costs.Aug 01✦

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You don’t have to carry this alone tonight.

Free, confidential lines that answer right now, for a crisis, for a bad night, for a roof and a meal. Tap a number to call it.

Written with AI (Claude) for Scarlet Beast. Every number below was checked against the service’s own website on . Our AI policy.

Scarlet Beast is not a crisis service and nobody watches this site in real time. Please don’t write to us in an emergency: use a number on this page. This page is a directory, not medical, legal or professional advice. This page loads no analytics.

Talk to someone, any hour

You don’t have to be suicidal to call 988. It is also for emotional distress, a substance use crisis, or fear for someone else. A trained crisis counselor answers and listens.

Deaf or hard of hearing? 988 answers by videophone in ASL, by text and by chat, and you can reach it through your relay service. How to reach 988 in ASL.

Not a crisis, but not okay

For finding a therapist, a program, or just someone who knows the system.

  • NAMI HelpLine

    1-800-950-6264 · text NAMI to 62640

    Information, resources and support for people living with mental illness and their families. Monday to Friday, 10 a.m. to 10 p.m. ET.

    nami.org
  • SAMHSA National Helpline

    1-800-662-4357

    Free referrals to treatment for mental health and substance use, in English and Spanish. 24/7.

    samhsa.gov
  • FindTreatment.gov

    Search by address

    The federal government’s map of licensed treatment facilities, filterable by payment, including free and sliding-scale care.

    findtreatment.gov
  • Ride out an urge

    Start the timer

    Want a drink, a hit, a bet or a smoke right now? Rate it, start a 20-minute timer and watch the urge rise and fall, with one idea at a time. Plus a private plan and log. Nothing leaves your device.

    scarletbeast.com

Food and a roof tonight

If you’re worried about someone

The 988 Lifeline’s #BeThe1To campaign gives five steps. You don’t need training to do any of them.

  1. Ask. Ask directly whether they are thinking about suicide. Asking does not put the idea in their head.
  2. Be there. In person or on the phone. Listen more than you talk.
  3. Help keep them safe. Put time and distance between them and anything they could use to hurt themselves.
  4. Help them connect. Call or text 988 together, or help them reach someone they trust.
  5. Follow up. A message the next day tells them they still matter to someone.

If they are in immediate danger, call 911 and stay with them.

When you’re worried about someone

Pick what you are noticing (talk of suicide, pulling away, panic, self-harm, drinking, a loss, nowhere to sleep, a worrying post) and get what to try, words you could use, what to avoid and when to call. Then make a small private plan to check in again, with a reminder for your calendar. Free and private: nothing leaves your device.

Help me help them

After a suicide attempt

For the days and months after, for you and for the people who love you. SAMHSA’s handbook, written with people who survived an attempt, says the important thing is that you’re still here, that it is normal to feel several conflicting emotions, and that it’s your story to tell, or not. This guide passes on, by name, what that handbook, the American Foundation for Suicide Prevention and the National Institute of Mental Health say: what to say when people ask, the seven parts of a plan to stay safe, where to look for a counselor you can afford and what to ask one, what helps if you don’t go to counseling, and how family and friends can be there. It puts the handbook’s own sentences on a page for you and prints a card to keep. No methods, no statistics, no medicine names. Saves nothing, no tracking. If you are thinking about suicide right now, call or text 988. General information, not medical advice.

Find where to start

LGBTQ+, or not sure yet

For LGBTQ+ people of any age, and for the parents and friends beside them. The Trevor Project says you don’t have to figure it out right now (or ever), that there is no one way to come out or be out, and that if people don’t react the way we wish, it is not our fault. This guide passes on, by name, what it, the LGBT National Help Center, Trans Lifeline and a SAMHSA guide for families say: words for who you are, questions to think through before you tell anyone, a back-up plan if home or school isn’t safe, phone lines answered by LGBTQ+ people with their hours, and what parents can do. It puts the questions you pick on one sheet and prints a card to keep. No statistics, nothing on medical care or law. Saves nothing, no tracking. If you are thinking about suicide right now, call or text 988. General information, not medical or legal advice.

Find where to start

A record you want to clear

For anyone with an arrest or a conviction on their record. This guide passes on, by name, what the FTC, the EEOC, the Justice Department’s pardon office, the Collateral Consequences Resource Center and the Clean Slate Clearinghouse say: what sealing, expungement and pardon mean, how to see your own record, where to find what your state allows, and how to fix a background check that is wrong. It puts the questions you pick on one sheet to take to legal aid and prints a card to keep. It does not say which state allows what, and promises nobody that their record can be cleared. Saves nothing, no tracking. General information, not legal advice.

Find where to start

A background check between you and a place to rent

For anyone applying to rent with an eviction case, rough credit, or an arrest or conviction in their past. This guide passes on, by name, what the FTC, the CFPB, HUD and two federal housing rules say: what is in a tenant screening report, what to ask before you pay a fee, how long things can be reported, the notice a landlord must give you after a no, and how to get your free copy and dispute mistakes. It puts the questions you pick on one sheet and prints a card to keep. It does not say which states or cities limit screening, and promises nobody an apartment. Saves nothing, no tracking. General information, not legal advice.

Find where to start

Plan ahead, while you’re well

All our free tools, in one place

All of our free tools and guides, each in English and Spanish: pick what you need right now (“everything is too much”, “I can’t find the words”, “I need to ask for changes at work”) and see the tools for it, with what each one does with what you type.

See all free tools

Breathe and ground

For the next few minutes, when everything is too loud: breathe with a slow moving circle, or name what is around you one sense at a time (5, 4, 3, 2, 1). Free and private, with no sign-up and no tracking.

Breathe with me

Check in with yourself

When everything feels wrong and you can’t tell why: one gentle question at a time about water, food, sleep, medicine, noise and people, with one small thing to try for each “not yet”. Free and private, with no sign-up and no tracking.

Check in

Can’t sleep?

A quiet page for the middle of the night: park your worries for the morning, shuffle your thoughts letter by letter, breathe slowly with a guide that fades out, loosen your body step by step, and what to do after a bad dream. Dim and black-screen modes. Free and private, with no sign-up and no tracking.

Help me rest

When someone has died

A private grief companion: one slow minute for when a wave hits, a gentle list for the first days and weeks, a letter to the person who died, a place to keep memories, a plan for birthdays and anniversaries with calendar reminders, and words to ask for help. Free and private, with no sign-up and no tracking.

Help me grieve

When anger takes over

For the moment you’re about to say, send or do something you can’t take back: one guided minute to cool the heat, words to step away from a fight with a timer to come back, a vent box that is never saved, a wait-before-you-send check, and a cool-down plan with a wallet card. Free and private, with no sign-up and no tracking.

Help me cool down

When you feel alone

A private page for loneliness: a few guided minutes of company, words to reach out to someone you’ve lost touch with, a ladder of small steps, a private list of your people, where people gather, and who to call at any hour. Free and private, with no sign-up and no tracking.

Help me feel less alone

When panic hits

For a panic attack: a breathing circle and a guide to ride the wave, what each body feeling means and when to call 911 instead, words to hold onto, a card to show someone when you can’t talk, a private log, and a panic plan with a wallet card. Free and private, with no sign-up and no tracking.

Help me through panic

When home isn’t safe

For anyone being hurt, threatened or controlled by a partner, someone they date or someone they live with, and for the people who worry about them: what to do in danger, a warning-signs checklist, a safety plan and go-bag list you can print, phone and computer safety, and who to call. It saves nothing and has a Leave quickly button.

Help me stay safe at home

If someone may have overdosed

What to do, one step at a time: wake them, call 911, give naloxone (Narcan) with a timer for the next dose, help them breathe, and stay. Plus the signs, too much alcohol, stimulants and seizures, what to do after they wake, and a card to print. It saves nothing and has no tracking.

Walk me through an overdose

Is this a scam?

A call, text or message that feels off? Check it for red flags, get a line to end the call, and if you already paid or gave your information, a step-by-step list for your bank, card, gift cards, wire, crypto or Social Security number. Where to report, and how to help a parent. It saves nothing and has no tracking.

Check if it’s a scam

When you need food

Not enough to eat today or this week, anywhere in the US? Where to find free food near you, the words to say when you call, how to ask for SNAP fast, and help for babies, kids, older adults and people with no kitchen. It saves nothing and has no tracking.

Find food

When you need a place to stay

Nowhere to sleep tonight, or afraid of losing your home, anywhere in the US? Who to call for shelter, the words to say, what to do about an eviction notice or court papers, and where to ask for help with rent and bills. It saves nothing and has no tracking.

Find a place to stay

When you need a doctor and can’t pay

Sick, hurt or out of medicine, with no insurance or no money, anywhere in the US? Your rights in an emergency room, health centers that charge by income, the words to say, how to get covered, and what to do about a bill you can’t pay. It saves nothing and has no tracking.

Find care you can afford

When the money runs out

Can’t cover the basics or the bills this month, anywhere in the US? What to do first, what you can apply for, the words to say to a company you owe, and your rights when a debt collector calls or sues. It saves nothing and has no tracking.

Find help with money

When your ID is gone

ID or papers lost, stolen or left behind, anywhere in the US? Where to start when each paper seems to need another one, who to contact for a birth certificate, a Social Security card and a state ID, the words to say when you call, and what to do if it was stolen. It saves nothing and has no tracking.

Get your ID back

When you need a lawyer and can’t pay

Court papers, an eviction notice, unpaid wages, a debt lawsuit, a family or immigration case, anywhere in the US? Where free legal aid is, what to do before the date on the papers, who to call for each kind of problem, and the words to say when you call. General information, not legal advice. It saves nothing and has no tracking.

Find free legal help

Coming home from jail or prison

Getting out soon, or just home, anywhere in the US? What to do in the first days: your papers, restarting Social Security, the 60-day health insurance window, work with a record, a place to stay, probation and parole, voting, and the words to say when you call. General information, not legal advice. It saves nothing and has no tracking.

Start the first days

Registering and voting

Want to vote, and not sure you can? vote.gov says you don’t need a home to vote: you need a mailing address, and it does not have to be a fixed home address. With a felony conviction, vote.gov says you may be eligible, that every state and territory has different laws, and that registering to vote before you are eligible can result in criminal prosecution, so confirm first. USAGov says voters with disabilities have the right to vote in private, without help, and to have an accessible polling place, and that federal law lets anyone who cannot read or write bring someone to the polls to help. USAGov also says the deadline to register could be as much as a month before an election. This guide covers who can vote, registering and checking your registration, ID and voting without it, voting by mail or early, and where to report it if someone tries to stop you. It builds a list of questions for your election office and prints a plan to keep. No state’s rules, no dates, no candidate and no party. Saves nothing, no tracking. General information, not legal advice.

Find where to start

After a disaster

A flood, fire, storm or tornado, anywhere in the US? Where to sleep tonight, how to go back safely, applying to FEMA and the 60 days you have to appeal, disaster food help and unemployment, lost papers, the repair scams that follow, and the words to say when you call. General information, not professional advice. It saves nothing and has no tracking.

Start with tonight

When you’re caring for someone

Looking after a parent, a partner, a relative or a friend who is older, ill or disabled, anywhere in the US? Who helps caregivers near them, how to get a break, what Medicare does and doesn’t pay for, being paid as a family caregiver, keeping your job, dementia and veteran helplines, and the words to say when you call. General information, not professional advice. It saves nothing and has no tracking.

Find where to start

Applying for disability benefits

Health, physical or mental, keeping you from working, anywhere in the US? The two federal programs, SSDI and SSI, what to have ready, how to apply, the four appeals and the 60 days you have if you are denied, who can help for free, and the words to say when you call Social Security. General information, not professional advice. It saves nothing and has no tracking.

See where to start

Pregnant, or with a new baby

Pregnant, or home with a baby under one, anywhere in the US? The CDC’s urgent warning signs, what to do when you don’t feel like yourself and the hotline that answers at any hour, health coverage, WIC and diapers, safe sleep, what to do when the baby won’t stop crying, your rights at work, and the words to say when you call a doctor. For partners and family too. General information, not professional advice. It saves nothing and has no tracking.

Find where to start

For veterans, and the people beside them

Served in the US military, or love someone who did? The Veterans Crisis Line (dial 988, then press 1), mental health care you can use without enrolling, how to get VA health care and file a disability claim, free accredited help, what to do if VA said no, housing, discharge status, military sexual trauma, records, and the words to say when you call. For family and caregivers too. General information, not professional advice. It saves nothing and has no tracking.

Find where to start

When drinking or drugs have become a problem

Worried about your own drinking or drug use, or someone else’s? Who answers at any hour, the signs, why stopping suddenly can be dangerous, where to start, what treatment is and how to pay for it, medications for opioids and naloxone, what to do after a setback, and the words to say when you call. For family and friends too. General information, not professional advice. It saves nothing and has no tracking.

Find where to start

When you’ve lost your job

Lost a job, about to, or helping someone who has? Filing for unemployment in your state, keeping health coverage and the 60-day deadline on it, COBRA, your last paycheck and severance, layoff notice, what to do if it wasn’t fair, free help finding work, food and bills in the meantime, taxes on unemployment, and scams. It builds the words to say when you call, and prints a wallet card. Saves nothing, no tracking. General information, not legal, financial or medical advice.

Find where to start

After sexual assault

Sexually assaulted, last night or years ago, or beside someone who was? Who answers at any hour, medical care and the medicine that has a deadline, the exam and why it doesn’t commit you to reporting, the police if you choose to, what it costs, school and work, and keeping it private. It builds the words to say when you call, and has a button to leave the page quickly. Saves nothing, no tracking. General information, not medical or legal advice.

Find where to start

After a death: the practical things

Someone has died, and the forms have landed on you? The first hours, death certificates, your rights with a funeral home and what costs less, Social Security and survivor benefits, who to tell, burial benefits if they were a veteran, their debts and the collectors who call, and the final tax return. It builds the words to say when you call, and prints a wallet card. Saves nothing, no tracking. General information, not legal, financial or medical advice. English only for now.

Find where to start

Help at school for your child

Is your child struggling at school, or do they learn, speak or behave differently? How to ask the school for an evaluation, what an IEP is and what happens at the meeting, 504 plans, suspensions, bullying, what to do when you and the school disagree, and help before age 5. It builds the words for a letter to the school, and prints a wallet card. Saves nothing, no tracking. General information, not legal, medical or educational advice.

Find where to start

When it’s bullying

Being bullied, or think your child is? MedlinePlus says bullying is when a person or group repeatedly harms someone on purpose, and that a child who is bullied should be assured it is not his or her fault. Nemours KidsHealth tells kids to tell an adult they trust and to keep telling until something is done, and not to hit back; it tells parents to listen calmly, to praise a child for telling, and that in most cases teachers or counselors are the best ones to contact first. Online, it says not to respond and to keep screenshots. This guide also covers the signs parents miss, what to do if you saw it happen, what to do if your own child is the one doing it, and where to turn when it is hurting badly. It builds a message to the school and prints a card for writing down what happened. If there are thoughts of suicide or self-harm, call or text 988. No statistics, no state’s law. Saves nothing, no tracking. General information, not professional advice.

Find where to start

Help as you get older

Getting older, or looking out for someone who is? One number that finds help near you, staying in your own home, what to do after a fall, medicines, help paying for Medicare, memory worries, being alone, driving, scams, and what to do if someone is mistreating you. It builds the words to say when you call, and prints a wallet card. Saves nothing, no tracking. General information, not medical, legal or financial advice.

Find where to start

When gambling is the problem

Is your gambling, or someone else’s, hurting you? The free national helpline that answers by call, text or chat at any hour, the signs, getting through an urge, blocking and self-exclusion, treatment and meetings, the debts, and what families can do. It builds the words to say when you call, and prints a wallet card. Saves nothing, no tracking. General information, not medical, legal or financial advice.

Find where to start

When a medical bill is too much

A medical bill you can’t pay or don’t understand? What to check before you pay, the financial help nonprofit hospitals must offer and how to apply, surprise bills and the No Surprises Act, appeals when the insurance says no, payment plans and medical credit cards, debt collectors, credit reports, and people who help for free. It builds the words to say when you call the billing office, and prints a card. Saves nothing, no tracking. General information, not medical, legal or financial advice.

Find where to start

Taxes: free help, and what to do if you can’t pay

Federal income taxes, and no money to pay someone to sort them out? Whether you need to file, the credits many people miss, where IRS-certified volunteers do a return for free, IRS Free File, a lost W-2, years you didn’t file, payment plans when you owe, a letter from the IRS, and scams. It builds the words to say when you call the IRS, and prints a card. Saves nothing, no tracking. General information, not tax, legal or financial advice.

Find where to start

When someone you love is in jail or prison

Someone you love is locked up, and you are the one outside? How to find where they are, the first days, phone calls and messages, letters and packages, sending money, visiting, what to tell the children, and who to tell when you are worried about their health or safety. Federal Bureau of Prisons rules in detail; state and local rules differ. It builds the words to say when you call the facility, and prints a card. Saves nothing, no tracking. General information, not legal, medical or financial advice.

Find where to start

When pain doesn’t go away

Pain that has lasted for months, yours or that of someone beside you? What chronic pain is, how to describe it so a doctor hears it, making a plan, treatments that are not medicine, pain relievers from the store and opioids used safely, storing and getting rid of medicine, what pain does to sleep and mood, and what to do when you don’t feel heard. It builds the words to say at the appointment, and prints a card. Saves nothing, no tracking. General information, not medical advice.

Find where to start

When you want to quit smoking

You smoke cigarettes and want to stop, or someone beside you does? What quitting does, the free quitlines, text programs, app and chat, quit-smoking medicines, the first day, what to do in a craving, the first weeks, and what to do if you smoke again. It builds the words to say to a doctor or a pharmacist, and prints a card. Saves nothing, no tracking. General information, not medical advice.

Find where to start

After a miscarriage or a stillbirth

You lost a pregnancy or a baby, or someone you love did? The warning signs afterwards and when to call, what the doctor may offer, what the health agencies say about why it happened, grief, partners and other children, and free people to talk to at any hour. It builds the words to say to a doctor or a midwife, and prints a card. Saves nothing, no tracking. General information, not medical advice.

Find where to start

When the doctor says cancer

You were just told you have cancer, or someone you love was? The first days, the questions to ask, a second opinion, the fever during chemotherapy that is an emergency, paying for it, your job, telling your children, and free people to call at any hour. It builds the words to say to the doctor, and prints a card. Saves nothing, no tracking. General information, not medical or legal advice.

Find where to start

When it gets hard to hear

Not hearing as well as you used to, or talking with someone who isn’t? Sudden hearing loss is an emergency: see a doctor at once. Then the signs, who to see, hearing aids with and without a prescription, what Medicare pays for, ringing in the ears, captions and alarms, and what you can ask for at the doctor’s office and at work. It builds the words to say to the doctor, and prints a card. Saves nothing, no tracking. General information, not medical or legal advice.

Find where to start

When someone you love is dying

Sitting beside someone at the end of life, or facing it yourself? What palliative care and hospice mean, what Medicare pays for, how to keep someone comfortable, what you may see as death gets close, what to say at the bedside, how to decide for someone who can no longer speak, and the papers. It builds a sheet of questions for the doctor, and prints a card for the bedside. Saves nothing, no tracking. General information, not medical or legal advice.

Find where to start

When your sight is fading

Not seeing as well as you used to, or told that glasses can’t fix it? A lot of new floaters, flashes of light or a shadow over your vision is an emergency: an eye doctor or the emergency room right away. Then what low vision is, who to see, what Medicare pays for, where eye care is free or low-cost, vision rehabilitation, small changes at home, free audiobooks, getting around, and what you can ask for at work. It builds the words to say to the eye doctor, and prints a card. Saves nothing, no tracking. General information, not medical or legal advice.

Find where to start

When it’s your kidneys

Diabetes or high blood pressure, and nobody has mentioned your kidneys? Just been told you have kidney disease, or facing dialysis? Most people who have kidney disease don’t know it: two ordinary tests can tell. Then what the numbers mean, how to protect the kidneys you have, the common pain relievers that can damage them, the four choices if kidneys fail, living on dialysis, a transplant, and how Medicare covers kidney failure at any age. It builds the questions to ask the doctor, and prints a card. Saves nothing, no tracking. General information, not medical or legal advice.

Find where to start

When it’s COPD

COPD, emphysema or chronic bronchitis, or a cough that won’t go away? The National Heart, Lung, and Blood Institute says to call 911 if you are having a hard time catching your breath or talking, your lips or fingernails have turned blue or gray, people notice you are not mentally alert, your heartbeat is very fast, or your treatment is not working; and to call your healthcare provider right away if symptoms suddenly get worse. Then: the breathing test that finds it, the kinds of medicine and getting the inhaler right, pulmonary rehabilitation and oxygen and what Medicare.gov says it pays, easier days at home, quitting smoking, and the American Lung Association’s free Lung HelpLine at 1-800-586-4872 (press 2). It builds the questions to ask at a visit. No medicine names or amounts. Saves nothing, no tracking. General information, not medical advice.

Find where to start

You have heart failure, or you are short of breath and swollen and don’t know why

For people who have heart failure (congestive heart failure) and the people beside them. A patient guide from the U.S. Department of Veterans Affairs says to call 911 if you are short of breath or struggling to breathe, feel very light-headed or like you are going to faint, have new chest pain or pressure, or your heart is racing and you feel dizzy, and to call your healthcare team for a weight gain of 3 or more pounds in one day or 5 pounds in a week. The National Heart, Lung, and Blood Institute says the term “heart failure” does not mean that your heart has stopped, and that treatment can help you live a longer, more active life with fewer symptoms. This guide passes on, by name, what those two sources say about the symptoms, the tests and the ejection fraction number, the kinds of medicine, the checks to do at home, salt and fluid, and palliative care, and builds the questions to ask at a visit. It names no medicine brands and gives no amounts. General information, not medical advice.

Find where to start

You were told your blood pressure is high, or you just got a very high reading

For people who have high blood pressure (hypertension) and the people beside them. The National Heart, Lung, and Blood Institute says to call 911 for a sudden, severe headache, difficulty breathing, a sudden, severe pain in your abdomen, chest or back, numbness or weakness, a sudden change in vision, or problems talking. With a reading of 180/120 and no symptoms, it says to wait 5 minutes and check again, and to call your healthcare provider if it is still high. It also says high blood pressure usually does not cause symptoms until it has also caused serious problems, and that you will need two or more readings at separate medical appointments for a diagnosis. This guide passes on, by name, what that institute and MedlinePlus say about what the numbers mean, getting a true reading, the habits and the kinds of medicine that bring it down, salt and food, and pregnancy, and builds the questions to ask at a visit. It names no medicine brands and gives no amounts of medicine. General information, not medical advice.

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You were told your cholesterol is high, or you have lab results you cannot read

For people who have high cholesterol and the people beside them. The National Heart, Lung, and Blood Institute says high cholesterol usually does not cause symptoms, and that most people do not know they have it until they have a blood test during a routine healthcare visit. It also says it can lead to a heart attack or a stroke: if you think that you are or someone else is having symptoms, call 911 immediately. If you take a statin, it says you should not stop taking it on your own. This guide passes on, by name, what that institute and MedlinePlus say about what the numbers on a lipid panel mean, how often to be tested, the habits and the kinds of medicine that bring it down, statin side effects, food, and what to know when it runs in the family, and builds the questions to ask at a visit. It names no medicine brands and gives no amounts of medicine. General information, not medical advice.

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You were told you have atrial fibrillation (AFib), or your heart flutters, races or skips

For people who have atrial fibrillation and the people beside them. The National Heart, Lung, and Blood Institute says to call 911 right away for the signs of a stroke (sudden weakness, sudden trouble speaking, walking, or seeing, or sudden headache), for signs of serious bleeding if you take a blood thinner, for the symptoms of a heart attack, and if someone suddenly faints. It says atrial fibrillation often occurs with no symptoms, and that blood thinners prevent blood clots and lower the risk of stroke but carry a risk of bleeding. This guide passes on, by name, what that institute says about what it feels like and the four types, how it is found, blood thinners, the medicines that slow the heart or steady its rhythm, cardioversion, ablation and other procedures, and day-to-day care, and builds the questions to ask at a visit. It names no medicine brands and gives no amounts. It is general information, not medical advice.

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When it’s sickle cell

Sickle cell disease, sickle cell trait, or a baby whose newborn screening came back with it? The National Heart, Lung, and Blood Institute says the serious symptoms are emergencies: get medical care or call 911 right away for severe pain, a fever of more than 101.3 degrees Fahrenheit (38.5 Celsius), chest pain, coughing or shortness of breath, extreme tiredness or dizziness, an erection lasting 4 hours or more, or any sign of a stroke. Then: what to do when a pain crisis is starting and how to be heard when you go for care, what the trait means, testing, hydroxyurea and the other treatments, day-to-day care for adults and children, and periods, birth control and pregnancy. It builds the questions to ask at a visit and prints a card to carry. No amounts of any medicine. Saves nothing, no tracking. General information, not medical advice.

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Menopause, and the years around it

Hot flashes, nights without sleep, periods that have changed, or a mood that does not feel like yours? The Office on Women’s Health says to see a health care provider as soon as possible about any vaginal bleeding after a full year without a period. Then: what the National Institute on Aging says the transition is and how long it lasts, what to try first for hot flashes and night sweats, sleep, mood and memory, vaginal dryness, pain during sex and bladder leaks, early menopause, and hormone therapy and the medicines without hormones, with what the Food and Drug Administration announced in November 2025 set beside the older advice. It builds the questions to ask at a visit and prints a card for your dates. No amounts of any medicine. Saves nothing, no tracking. General information, not medical advice.

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Migraine and headaches

A headache that keeps coming back, or a migraine that takes whole days? The National Institute of Neurological Disorders and Stroke says to call or see a doctor right away for a sudden, severe headache, a headache after a brain injury, or one that comes with weakness, confusion, convulsions or trouble breathing. Then: how tension-type headache, migraine and cluster headache differ, the phases of a migraine, what can set one off, what to do during an attack, the medicines that treat and prevent them, why taking headache medicine too often can backfire, what helps without medicines, and headaches in children. It builds the questions to ask at a visit and prints a card. No amounts of any medicine. Saves nothing, no tracking. General information, not medical advice.

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When it’s arthritis

Joints that hurt, swell or stiffen, or a doctor who has just said the word arthritis? The National Institute of Arthritis and Musculoskeletal and Skin Diseases says there are many different types with different causes and treatments, and that it is important for a doctor to diagnose which type you have. This guide passes on what it says about the common types; how osteoarthritis, rheumatoid arthritis and gout each show up; why early treatment matters for rheumatoid arthritis; the tests; the kinds of treatment; what to do during a gout flare; what helps day to day; and who does what on a care team. It builds the questions to ask at a visit and prints a card. No amounts of any medicine. Saves nothing, no tracking. General information, not medical advice.

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When it’s Parkinson’s

A tremor, stiffness or slowness that worries you, or a doctor who has just said the word Parkinson’s? The National Institute on Aging says the symptoms usually begin gradually, that many other diseases have similar features but require different treatments, and that people living with Parkinson’s should never stop taking levodopa without telling their doctor. This guide passes on what it and the National Institute of Neurological Disorders and Stroke say about the main signs; what changes besides movement; mood, thinking and memory; how a diagnosis is made; the medicines and the side effects to report; deep brain stimulation; what helps day to day; and who to call. It builds the questions to ask at a visit and prints a card. No amounts of any medicine. Saves nothing, no tracking. General information, not medical advice.

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When it’s hepatitis

Told you have hepatitis A, B or C, worried about a contact, or wondering whether to be tested? The National Institute of Diabetes and Digestive and Kidney Diseases (NIDDK) says many people who have hepatitis B or C don’t have symptoms and don’t know they are infected, that doctors recommend screening for both for all adults at least once in their life, and that antiviral medicines can cure more than 95 in every 100 people with chronic hepatitis C in 8 to 12 weeks. If you think you just had contact with hepatitis A or B, it says to see your doctor right away. This guide passes on what NIDDK says about symptoms, testing, how each one spreads and how it doesn’t, the vaccines, treatment and paying for it, pregnancy and babies, and who to call. It builds the questions to ask at a visit and prints a card. No amounts of any medicine. Saves nothing, no tracking. General information, not medical advice.

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You had sex and are worried, have a symptom, or just tested positive for an STI

For anyone who thinks they may have a sexually transmitted infection, and the people beside them. The Centers for Disease Control and Prevention says most STIs have no signs or symptoms and that the only way to know your status is to get tested; that there are many clinics that provide confidential and free or low-cost testing; and that all STIs are treatable with medicine and some are curable entirely. This guide passes on, by name, what CDC says about symptoms, who should be tested and how, chlamydia, gonorrhea, syphilis, genital herpes, trichomoniasis and HPV, the steps after a positive test, telling a partner, and pregnancy, and builds the questions to ask at a visit. It names no medicine and gives no amounts. It is general information, not medical advice.

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You want to prevent a pregnancy, or you had sex without birth control

For anyone choosing birth control, and the people beside them. The Food and Drug Administration says there are many birth control options to choose from and that no one product is best for everyone; that one emergency contraceptive pill is sold over the counter and should be taken as soon as possible within 72 hours; and that condoms reduce the risk of some sexually transmitted infections while the other methods on its page do not protect against them. This guide passes on, by name, what the FDA, the Centers for Disease Control and Prevention, the Office on Women’s Health and HealthCare.gov say about each method and how well it works, emergency contraception, a missed pill, what needs a prescription, and getting birth control free or at low cost, and builds the questions to ask at a visit. It names no brand and gives no doses. It is general information, not medical advice.

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You snore, gasp or stop breathing in your sleep, or you are worn out all day

For anyone who might have sleep apnea or has been told they do, and the people who sleep beside them. The National Heart, Lung, and Blood Institute says sleep apnea is a common condition that occurs when your breathing stops and restarts many times while you sleep; that you may not know you have the symptoms until someone tells you; that sleep studies can help diagnose which type you have and how serious it is; and that you should not drive if you feel tired or sleepy. This guide passes on, by name, what the institute, MedlinePlus, Medicare and the Food and Drug Administration say about the signs, the sleep study, every treatment, getting used to a PAP machine and keeping it clean, driving and surgery, women, pregnancy and children, and what Medicare covers, and builds the questions to ask at a visit. It names no medicine and no brand. It is general information, not medical advice.

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You lie awake for hours, or wake in the night and cannot get back to sleep

For anyone whose sleep will not come, night after night, or who has been told they have insomnia. The National Heart, Lung, and Blood Institute says insomnia is a common sleep disorder; that it may be helpful to keep a sleep diary for 1 to 2 weeks before seeing your doctor; and that a treatment plan called cognitive behavioral therapy for insomnia is usually recommended as the first treatment option for long-term insomnia. The Food and Drug Administration says all insomnia medicines can impair your ability to drive the morning after use. This guide passes on, by name, what the institute, MedlinePlus and the Food and Drug Administration say about what insomnia looks like, what can cause it, what a provider asks and checks, the sleep habits to try, the therapy, and what to know before taking a medicine or a supplement to sleep, and builds the questions to ask at a visit. It names no medicine and no brand. It is general information, not medical advice.

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Your period is late, or you are looking at a test and do not know what it means

For anyone who might be pregnant. MedlinePlus says home urine tests are 97 to 99 percent accurate when done a week or two after you have missed your period, and that if you get negative results on two home tests but still think you are pregnant, you should call your provider. The Office on Women’s Health says a line or plus symbol, no matter how faint, means the result is positive. MedlinePlus says to get medical care right away for belly pain, shoulder pain, vaginal bleeding, or feeling dizzy or faint. This guide passes on, by name, what five government sources say about when and how to test, reading the result, the first steps after a positive, folic acid and medicines, and getting care without insurance, and it builds the questions to ask. It saves nothing. It was written with AI and no doctor has reviewed it.

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You had a baby, or are about to, and the sadness or dread will not lift

For anyone who is pregnant or had a baby in the last year, and the people who love them. The National Institute of Mental Health says a woman is not to blame or at fault for having perinatal depression, and that with proper treatment, most women feel better. MedlinePlus says the baby blues usually go away within a few days to a week, and that if your symptoms are more severe and last longer than two weeks, you may have postpartum depression. For thoughts of suicide, or of hurting yourself or your baby, it says to get help right away: 911, the emergency room, or 988. You can also call or text the National Maternal Mental Health Hotline, 1-833-852-6262, at any hour. This guide passes on, by name, what four government sources say about the signs, why it happens, who to call, treatment, what helps at home and what family can do, and it builds the questions to ask. It names no medicine and saves nothing. It was written with AI and no doctor has reviewed it.

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You are pregnant and the nausea or vomiting will not let up

For anyone who is pregnant and feels sick, and the people looking after them. MedlinePlus says morning sickness is very common, that it can occur at any time of the day, and that when it is not severe it does not hurt your baby in any way. It says to contact your provider if you cannot keep food or liquid down, if you are unable to tolerate any fluids for over 12 hours, if your urine is dark, or if you are losing weight, and to contact your provider immediately if you vomit blood or material that looks like coffee grounds. The guide has what to eat and drink, the severe form called hyperemesis gravidarum, and the questions to ask.

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You are breastfeeding and it hurts, or you are not sure it is working

For anyone who is breastfeeding or trying to, and the people beside them. The Office on Women’s Health says most mothers make plenty of milk for their babies, and WIC Breastfeeding Support says you do not need to breastfeed with pain. The Office on Women’s Health says a breast infection can cause fever or flu-like symptoms and a breast that feels warm or hot and looks pink or red, and to ask your doctor for help if you have a fever. It has a free helpline, 1-800-994-9662; its page says Monday through Friday, 9 a.m. to 6 p.m. Eastern time, in English or Spanish. The guide has the signs your baby is getting enough, how long pumped milk keeps, your rights to pump at work, what the sources say about formula, and the questions to ask.

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The baby will not stop crying, and you are running out of strength

For anyone looking after a crying baby, and the people beside them. The CDC says that if you are getting upset, put the baby in a safe place and walk away to calm down, and continue to check on the baby every five to 10 minutes. It says: do not shake your baby, ever. The National Library of Medicine says: trust your intuition; if you are worried about your baby, call your health care provider right away. The National Institute of Child Health and Human Development says colic will likely improve or disappear by the age of 3 or 4 months. The guide has what to check, things to try, safe sleep when you are exhausted, and the questions to ask.

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A baby or child has a fever, and you do not know if it needs a call

For anyone looking after a baby or child with a fever. MedlinePlus says to contact your child’s provider or go to the emergency room if your child is younger than age 3 months and has a rectal temperature of 100.4°F (38°C) or higher. It says to call 911 if a child with a fever cannot be awakened easily or at all, seems confused, has difficulty breathing, has blue lips, tongue, or nails, has a stiff neck, or has a seizure. It says not to give aspirin to children unless the provider says it is OK, and not to use cold baths, ice, or alcohol rubs. The guide has which number counts as a fever, how to take a temperature, comfort at home, what to do during a seizure, the full lists of when to call, and the questions to ask.

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A baby or child is throwing up or has diarrhea, and you do not know if it needs a call

For anyone looking after a baby or child who is vomiting or has diarrhea. MedlinePlus says to contact your provider if your baby is a newborn (under 3 months old) and has diarrhea, and that infants and children under age 3 can become dehydrated quickly and get very sick. The National Institute of Diabetes and Digestive and Kidney Diseases says anyone with signs or symptoms of dehydration should see a doctor right away; the signs it lists for an infant or young child include no tears when crying, a dry mouth, sunken eyes or cheeks, and no wet diapers for 3 hours or more. MedlinePlus’s Dehydration page says to call 911 if the person loses consciousness or there is any other change in alertness, such as confusion or seizures. The guide has the signs of dehydration, how to give liquid a little at a time, what to eat, the full lists of when to call, and the questions to ask.

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When it’s Long COVID

Had COVID and never got back to how you were, or watching that happen to your child or someone you love? The Centers for Disease Control and Prevention (CDC) says Long COVID is a serious illness that anyone who gets COVID-19 can experience, including children; that there is no approved laboratory test for it and a positive COVID test is not required for a diagnosis; and that routine blood tests, chest X-rays, and electrocardiograms may be normal in someone who has it. It also says people with these hard-to-explain symptoms may not be taken seriously or believed. This guide passes on what CDC says about the symptoms, getting a diagnosis, getting ready for an appointment, day-to-day life, work and disability, children and school, and lowering the chance of getting it again. It builds the questions to ask at a visit and prints a card to show people. It names no medicine. Saves nothing, no tracking. General information, not medical advice.

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When it’s HIV

A possible exposure in the last three days? There is a medicine that can prevent HIV, and it has to be started within 72 hours. Want a test, or afraid of one? Just tested positive? This guide covers the first 72 hours, getting tested and what a result means, the first steps after a positive test, treatment and what “undetectable” means, the medicine that prevents HIV and what it costs, who needs to know and who doesn’t, your rights, and how people pay for care. It builds the questions to ask, and prints a card that says nothing about you. Saves nothing, no tracking. General information, not medical or legal advice.

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When a debt collector calls

Handed court papers over a debt? The one thing that cannot wait is the date on them. Calls that won’t stop, a threat of arrest, a debt you don’t recognize, or a collector asking you to pay for someone who died? This guide covers court papers, what to ask on the first call and what not to give, telling a real collector from a scam, disputing a debt within 30 days, making the calls stop, what a collector may not do, old debts, and what is protected if you live on Social Security or other benefits. It builds the words to say, and prints a card to keep by the phone. Saves nothing, no tracking. General information, not legal or financial advice.

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Debts you can no longer pay

For anyone thinking about bankruptcy, or already in it. This guide passes on, by name, what the U.S. Courts, the U.S. Trustee Program, the FTC and the CFPB say: what to try first, how Chapter 7 and Chapter 13 differ, the credit counseling course that has to come before filing, the court fees and how to ask for installments or a waiver, what filing stops, what it usually does not erase, and what happens after a discharge. It puts the questions you pick on one sheet and prints a card to keep. It gives no state’s exemptions and does not tell anyone to file. Saves nothing, no tracking. General information, not legal advice.

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A payday loan, a title loan, or a car about to be taken

For anyone thinking about one of these loans, stuck in one, behind on car payments, or whose car was just repossessed. This guide passes on, by name, what the FTC and the CFPB say: what the loans cost, other ways to get money first, what to ask a payday lender for, how to stop automatic withdrawals from your bank account, what a lender may and may not do when it takes a car, and what to do afterwards about your belongings, the sale and what you may still owe. There is a part for military families. It puts the questions you pick on one sheet and prints a card to keep. It gives no state’s rules and does not tell anyone what to do. Saves nothing, no tracking. General information, not legal or financial advice.

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A credit report with a mistake on it, or one you have never seen

For anyone who has never looked at their credit report, was turned down for a loan, a home or a job because of one, found a mistake on one, or is being offered credit repair for a fee. This guide passes on, by name, what the FTC and the CFPB say: the only authorized place to get your reports for free, what to check, how to dispute a mistake with the credit bureau and with the business that reported it, what has to happen in the next 30 days, how long true information stays, and the signs of a credit repair scam. It puts the lines you pick on one sheet and prints a card to keep track of a dispute. It gives no state’s rules and names no product. Saves nothing, no tracking. General information, not legal or financial advice.

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No bank account, or a bank that said no

For anyone who has never had a bank account, was turned down for one, lost one with money owing, or is paying to cash checks. This guide passes on, by name, what the FDIC, the CFPB and the NCUA say: what to bring to open an account, including if you are not a citizen, what to ask before you choose, why banks turn people down and the notice they have to give you, how to get your free checking account report and dispute a mistake in it, second chance and no-overdraft accounts, credit unions, and cashing checks and prepaid cards until you have one. It puts the lines you pick on one sheet and prints a card to keep track. It gives no state’s rules and recommends no bank. Saves nothing, no tracking. General information, not legal or financial advice.

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A student loan you can’t pay

For anyone who can’t make a student loan payment, is in default, is having pay or a tax refund taken, co-signed a loan, or was offered “forgiveness” for a fee. This guide passes on, by name and date, what USAGov and the CFPB say: how to tell federal loans from private ones and find your servicer, asking for a lower payment, what a pause costs, what default can bring and the two ways out of it, private loans and co-signers, the forgiveness programs, and the signs of a scam. It names no repayment plan, because the rules change, and it could not read StudentAid.gov. It puts the questions you pick on one sheet. General information, not legal or financial advice.

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You never finished high school

For anyone who left school without a diploma and wants one now, at 17 or at 70. This guide passes on, by name and date, what the Federal Trade Commission, CareerOneStop (a U.S. Department of Labor site) and the two tests’ own sites say: the real ways to finish, how to find out which test your state uses, where the free classes are, what the GED test and the HiSET exam ask of you, testing at home, accommodations for disabilities, and the signs of a diploma scam. Two of those sources sell the tests, and the guide says so. It prints no price and no state’s rules, because they change. It puts the questions you pick on one sheet. General information, not legal or professional advice.

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You have immigration papers to deal with

For anyone with an immigration case, and the people beside them. This guide does not say what you qualify for. It passes on, by name and date, what the Federal Trade Commission, USCIS, the Department of Justice’s immigration courts and USAGov say about what comes first: who is authorized to give immigration advice, where the free and low-cost lists are, how the notario and payment scams work, how to check a case or find a court date at any hour, how to find someone who was detained, and where to report being cheated. It puts the questions you pick on one sheet. General information, not legal advice.

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You can’t pay for your medicine

For anyone doing the math at a pharmacy counter, and the people beside them. This guide names no medicine and gives no dose. It passes on, by name and date, what MedlinePlus, the Food and Drug Administration, Medicare.gov, Social Security and HealthCare.gov say: what to ask the person who prescribes and your pharmacist, what a generic is, the drug-company and state programs, Medicare’s Extra Help, what to do when a plan says no, mail order, and how to tell a safe online pharmacy from a dangerous one. It puts the questions you pick on one sheet. Ask before you skip a dose or split a pill. General information, not medical advice.

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You can’t pay for a dentist

For anyone with a tooth that hurts and no way to pay, and the people beside them. Swelling in the face or jaw should not wait for money: the National Institute of Dental and Craniofacial Research says an infected tooth can cause pain, facial swelling, and fever. This guide states no price and names no clinic. It passes on, by name and date, what the National Institute of Dental and Craniofacial Research, Medicaid.gov, InsureKidsNow, Medicare.gov, HealthCare.gov and Veterans Affairs say: what an infected tooth can cause, health centers that charge by income, dental schools, what states must cover for children, what Medicare leaves out, what to check before buying a dental plan, and dental care through VA. It puts the questions you pick on one sheet. General information, not medical or dental advice.

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You can’t pay for glasses or an eye exam

For anyone who cannot see well and cannot pay to find out why, and the people beside them. A sudden change in your sight should not wait for money: the National Eye Institute says a detached retina is a medical emergency, and to go to your eye doctor or the emergency room right away. This guide states no price and names no store. It passes on, by name and date, what the National Eye Institute, Medicare.gov, HealthCare.gov and Veterans Affairs say: the sudden symptoms that should not wait, who needs an exam, the programs that give free or low-cost exams, eyeglasses and surgery, what Medicaid, CHIP and Marketplace plans cover for children, what Medicare leaves out and what it covers, and eye care through VA. It puts the questions you pick on one sheet. General information, not medical advice.

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You have no way to get to the doctor

For anyone who misses care because there is no ride, and the people beside them. An emergency is not a ride question: call 911. For a visit on the calendar, the Centers for Medicare & Medicaid Services says Medicaid covers rides for eligible individuals to and from the doctor’s office, the hospital, or another medical office for Medicaid-approved care, and that you have to call ahead. This guide states no fare and names no company. It passes on, by name and date, what CMS, Medicare.gov, Veterans Affairs, the federal paratransit rule and the National Institute on Aging say, and puts the questions you pick on one sheet. General information, not medical or legal advice.

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You need medical equipment at home and can’t pay for it

For anyone who needs a wheelchair, a walker, oxygen, a hospital bed or other equipment, and the people beside them. Trouble breathing is an emergency: call 911. Medicare.gov says Part B covers medically necessary equipment if your doctor or other health care provider orders it for use in your home, and that it is important to ask a supplier whether it will accept assignment before you get the equipment. A federal rule says states are prohibited from having absolute exclusions of coverage on medical equipment in Medicaid. This guide states no price and names no supplier. It passes on, by name and date, what Medicare.gov, Medicaid.gov, the federal rule, Veterans Affairs and the Assistive Technology Act say, and puts the questions you pick on one sheet. General information, not medical or legal advice.

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You need help at home and can’t pay for it

For anyone who needs a nurse, an aide, or a hand with bathing, dressing and meals at home, and the people beside them. A fall you cannot get up from, or trouble breathing, is an emergency: call 911. Medicare.gov says Medicare covers part-time or intermittent skilled nursing care and therapy at home if you are eligible, and does not pay for personal care, like bathing and dressing, when this is the only care you need. If an agency says your care is ending, Medicare.gov says a fast appeal is asked for no later than noon the day before the termination date listed on the notice. The Administration for Community Living says area agencies on aging offer services such as home-delivered meals and homemaker assistance. This guide states no price and names no agency. It passes on, by name and date, what Medicare.gov, Medicaid.gov, two federal rules, Veterans Affairs, the Administration for Community Living and the National Institute on Aging say, and puts the questions you pick on one sheet. General information, not medical or legal advice.

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Someone needs a nursing home and you can’t pay for it

For anyone who needs a nursing home or assisted living, or is already in one, and the husband, wife, daughter, son or friend doing the paperwork. If anyone is in danger right now, call 911. Medicare.gov says Part A limits skilled nursing facility coverage to 100 days in each benefit period, and that Medicare generally does not cover long-term nursing home stays. Medicaid.gov says nursing facility services are required to be provided by state Medicaid programs for individuals age 21 or older who need them. A federal rule says a nursing home’s notice that a resident must leave has to be in writing, generally at least 30 days before, with a statement of appeal rights. This guide states no price and names no facility. It passes on, by name and date, what Medicare.gov, Medicaid.gov, one federal rule, Veterans Affairs, the Administration for Community Living and the National Institute on Aging say, and puts the questions you pick on one sheet. General information, not medical, legal or financial advice.

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You have a disability and want to live on your own terms

For any adult with a disability who wants to live in a home of their own choosing, including someone in a nursing home or another institution who wants out, and the people beside them. If anyone is in danger right now, call 911. The Administration for Community Living says Centers for Independent Living are local nonprofits that help people with disabilities live independently, and that every one offers information and referrals, skills training, peer counseling, advocacy, and transition support. ADA.gov says state and local governments that provide services to people with disabilities must offer those services in people’s homes and communities, not just in institutions. Social Security says ABLE accounts cover qualified disability expenses without affecting SSI eligibility. This guide states no dollar figure and names no center or company. It passes on, by name and date, what the Administration for Community Living, ADA.gov, Medicaid.gov, Social Security and the Rehabilitation Services Administration say, and puts the questions you pick on one sheet. General information, not medical, legal or financial advice.

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You get SSDI or SSI and want to work

For anyone who gets disability benefits and wants to work, or is already working and afraid of what it will do to the check and the health coverage. Social Security’s Red Book says the trial work period lets a person on SSDI test their ability to work for at least 9 months while receiving full benefits, if they report their work activity and have a disabling impairment. It says that for SSI, Social Security does not count the first 65 dollars of the earnings you receive in a month, plus half of the remaining earnings. It says Medicare continues for at least 93 consecutive months after the trial work period for most people, and that you must promptly report changes in your work activity. Social Security says that if you ask for a waiver or appeal within 30 days of an overpayment notice, it won’t collect the money until it decides. This guide prints none of the amounts that change each year. It passes on, by name and date, what Social Security’s Red Book (June 2026) and two other Social Security pages say, and puts the questions you pick on one sheet. General information, not medical, legal or financial advice.

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When someone is using your name

A card gone, or money leaving your account? Call the bank first: with a debit card, what you can lose grows with the days. An account you never opened, a collector asking for a debt that isn’t yours, a tax return the IRS says you already filed, or a data breach notice? This guide covers the Federal Trade Commission’s three steps for today, a fraud alert and a credit freeze, closing accounts and clearing your credit report, the limits on a lost card, the IRS and the IP PIN, and medical and child identity theft. It builds the words to say, and prints a card to keep with your papers. Saves nothing, no tracking, and never asks you for a number. General information, not legal or financial advice.

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When the power or heat might be shut off

A shutoff notice, or already off? Call the company on the number on your bill before the date: the Federal Trade Commission says companies often won’t shut off your service if you pay part now and agree to a plan. This guide covers what to ask before you agree, federal energy assistance (LIHEAP, 1-866-674-6327) and how to apply, what state shutoff rules do and don’t do, weatherization, Lifeline for a phone or internet bill, what is left for water bills, and the shutoff call that is a scam. It builds the words to say, and prints a card to keep with your bills. Saves nothing, no tracking. General information, not legal or financial advice.

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When you can’t pay the mortgage

Missed a mortgage payment, or holding a foreclosure notice? Call your mortgage servicer on the number on your statement: the Consumer Financial Protection Bureau says that in most cases the worst thing you can do is nothing. And call a HUD-approved housing counselor, free or very low-cost (1-800-569-4287). This guide covers what to say on the call, the ways to stay in your home and the ways to leave without a foreclosure, how a foreclosure goes, what to do about a sale date or court papers, help for FHA and VA loans, reverse mortgages, and the “rescue” offer that is a scam. It builds the words to say, and prints a card to keep with your mortgage papers. Saves nothing, no tracking. General information, not legal or financial advice.

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When you might be evicted

Behind on rent, or holding an eviction notice or court papers? The Consumer Financial Protection Bureau says too many renters give up before they have a chance to go to court, and that you may qualify for free legal help. Call 211 for local help with rent, and 1-800-569-4287 to find a HUD-approved housing counselor. This guide covers what to say to your landlord, what to ask the court clerk, what a landlord cannot do, and where to turn if you have already lost your home. General information, not legal advice.

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When something is wrong at work

Not paid for all your hours? The U.S. Department of Labor’s Wage and Hour Division takes complaints at 1-866-487-9243, and says all its services are free and confidential, whether you are documented or not. Unsafe work goes to OSHA at 1-800-321-6742; if you are punished for reporting a hazard, OSHA says you can file a whistleblower complaint within 30 days. Harassment and discrimination go to the EEOC at 1-800-669-4000, in general within 180 calendar days. This guide covers what to write down, which office takes which problem, and what to say about your pay. General information, not legal advice.

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If someone is forcing you to work or to sell sex

Made to work, or to have sex for money, by force, lies or threats? Out of it now, or worried about someone? What human trafficking is in plain words, the signs, a hotline that answers at any hour (1-888-373-7888, or text 233733) and what it keeps private, staying safer, leaving, and options if you are not a U.S. citizen. It builds the words to say when you call, and has a Leave quickly button. Saves nothing, no tracking. General information, not legal advice.

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If someone is stalking you

Followed, watched, tracked, or called and messaged again and again by someone who will not stop? The Stalking Prevention, Awareness, and Resource Center says your fear is justified, and that two or more incidents make a pattern. What to do first, how to keep a record that shows the pattern, what to do about your phone and your location, protection orders, and who to call: the National Domestic Violence Hotline at 1-800-799-7233, or VictimConnect at 1-855-484-2846. It builds the words to say to the people around you, and has a Leave quickly button. Saves nothing, no tracking. General information, not legal advice.

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When someone is missing

Can’t find a child, a teenager who left, a person living with dementia, or an adult you love? Call 911 or your local police. For a child, the National Center for Missing & Exploited Children says federal law prohibits a waiting period before a report is accepted; after you have told the police, call its 24-hour hotline at 1-800-843-5678. For a teenager who left, the National Runaway Safeline takes calls and texts at 1-800-786-2929. For a person with dementia, the Alzheimer’s Association says to search immediately and to call 911 if they are not found within 15 minutes. What to tell the police, how AMBER Alerts work, and what there is when it has been a long time. Saves nothing, no tracking. General information, not legal advice.

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When it’s about child support

Raising a child without support, or owing support you cannot pay? Your case is handled by your state or tribal child support office, not Washington. If your income drops, or you are going to jail or prison, ask that office for a review the same day: the federal child support office says an order cannot be changed for the time before the date you ask. If you owe past-due support, ask about debt compromise or arrears management programs. If you are afraid of the other parent, say so every time you contact the office; the National Domestic Violence Hotline is 1-800-799-7233. How an order is set, collected and changed, and the words for the call. Saves nothing, no tracking. General information, not legal advice.

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When you’re raising a relative’s child

A grandchild, a niece or nephew, a little brother or sister, or a friend’s child is living with you because the parents cannot care for them right now? Ask first who has legal custody: a federal factsheet for kin caregivers says whoever has it can enroll the child in school and give permission for medical care. It says most states have power of attorney laws and many have consent forms for when you do not have custody, that nearly all children cared for by a relative are eligible for a child-only grant, and that every state lets kin caregivers apply for Medicaid or CHIP for the child (to find your state’s program: 1-877-543-7669). What to expect from a caseworker and a court, guardianship and adoption, respite for you, and the words for the call. Saves nothing, no tracking. General information, not legal advice.

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When you’re leaving foster care

About to turn 18 in foster care, or already out? A federal factsheet says the law requires the child welfare agency to help you make a transition plan in the 90 days before you leave, and to make sure you leave with your birth certificate, Social Security card, health insurance information, medical records and a state ID. A federal brief says young adults who were enrolled in Medicaid when they aged out are eligible for Medicaid until age 26: contact your state Medicaid agency and say you aged out of foster care. Staying in care longer or coming back, housing vouchers, money for school, your right to be heard, and the words for the call. Saves nothing, no tracking. General information, not legal advice.

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When you’re losing health coverage

Lost a job’s plan, got a letter that Medicaid is ending, turning 26, or fell behind on a premium? HealthCare.gov says you may qualify for a Special Enrollment Period if you lost qualifying health coverage in the past 60 days or expect to lose it in the next 60 days, and 90 days if what you lost was Medicaid or CHIP. The U.S. Department of Labor says you have 60 days to enroll in COBRA. Medicaid and CHIP can be applied for at any time of year. The papers they may ask for, grace periods, the handover to Medicare, how to appeal a no, and the words for the call. No prices. Saves nothing, no tracking. General information, not legal or insurance advice.

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When you have to go to court without a lawyer

Court papers arrived, a hearing is coming, or you need to start a case yourself, and there is no lawyer? WomensLaw.org says you are generally allowed to represent yourself in court, and that some judges may hold you to the same standards as a lawyer. The Consumer Financial Protection Bureau says that if you’re sued for a debt you should respond by the date specified in the court papers. The usual steps and the court’s words in plain language: filing and serving, evidence, the day in court, video hearings, appeals, staying safe when the other person has hurt you, and the questions to ask the court clerk. No state’s rules or deadlines. Saves nothing, no tracking. General information, not legal advice.

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When it’s divorce or custody

A marriage ending, court papers in your hand, or a question about where the children will live, married or not? Family law is different in every state, so this guide passes on what WomensLaw.org says is true in most places: the two main requirements to file are residency and grounds; most states have no-fault grounds; judges decide custody on what they think is in the best interests of the child; and once a divorce is filed, a common automatic order is that neither parent can remove the child from the state unless the judge or the other parent consents. It covers getting ready, property and debts, moving or travelling with the children, what to do if you are afraid of the other person, helping children through it, the short time limits after a decision, and where USAGov says to look for free legal help. It builds the questions to ask a lawyer and prints a card for your case. No state’s rules, fees or deadlines. Saves nothing, no tracking. General information, not legal advice.

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When you need child care

Need someone to look after your child, and can’t find a place, can’t pay for one, or aren’t sure a place is safe? ChildCare.gov, the federal government’s child care site, says every state and territory has a child care website with an online search, and a child care financial assistance program for families with low incomes. It says Head Start and Early Head Start are free for families that meet the income requirements, and that if a program has a waitlist you should get on it. The kinds of care, how to search, help with the cost, what a license and a background check mean, and where to report a problem, with the questions to ask a program. No state’s rules or income limits. Saves nothing, no tracking. General information, not professional advice.

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When you’re young and have nowhere safe to stay

Ran away, got kicked out, thinking about leaving, or nowhere safe to sleep tonight? The National Runaway Safeline answers calls and texts at 1-800-786-2929 at any hour; it says it is free and confidential and that you don’t have to give your name. Safe Place says to text SAFE and your city, state or ZIP to 44357 for the nearest safe building, or to walk into any place with its yellow diamond sign and say “I need help.” What each one keeps private, the free bus ticket home, youth shelters, staying in school without an address, and a part for worried adults, with the first words to say. No state’s law. Saves nothing, no tracking. General information, not professional advice.

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If someone is threatening to share your pictures

Someone says they will post or send a nude or sexual picture of you, real or fake, unless you pay or send more? It is called sextortion, and it is a crime. The National Center for Missing & Exploited Children (NCMEC) says the blackmailer is to blame, not you, and that paying rarely stops it: block them, but keep the messages. NCMEC answers at 1-800-843-5678 and calls it a 24-hour call center. There are free tools that work without sending the picture to anyone: Take It Down if you were under 18 in it, StopNCII.org if you were 18 or older. How to report it, what to save, a part for the adult you tell, and the first words to say. No state’s law. It never asks for a picture. Saves nothing, no tracking. General information, not professional advice.

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If a child is being hurt

Worried about a child? Did a child just tell you something? Are you a kid or a teen, and it is you? The signs, what to say when a child tells you, how to report with your state’s number, a hotline that answers at any hour (call or text 1-800-422-4453) and what it keeps private, help for a parent at the end of their rope, and pictures or threats online. It builds the words to say when you call, and has a Leave quickly button. Saves nothing, no tracking. General information, not medical or legal advice.

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If an older person is being hurt

Worried about a parent, a neighbor, someone in a nursing home? Are you the one being hurt, frightened, neglected or robbed? The signs, how to talk with them, who takes a report, the ombudsman for nursing homes and assisted living, money taken by someone they know, and scams by strangers, with the Eldercare Locator (call or text 1-800-677-1116) and the National Elder Fraud Hotline (1-833-372-8311, weekdays). There is a part for caregivers who have nothing left. It builds the words to say when you call, and has a Leave quickly button. Saves nothing, no tracking. General information, not medical or legal advice.

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When eating has become a fight

Eating less and less, bingeing, purging, or afraid of food? Or watching someone you love do it? Who answers at any hour, the two free eating disorder helplines, the signs with no weights or numbers, telling someone, seeing a doctor, treatment and how to afford it, free support groups, and what families can do. It builds the words to say when you call, and prints a wallet card. Saves nothing, no tracking. General information, not medical advice.

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When you can’t tell what’s real

Hearing or seeing things other people don’t, feeling watched or in danger, or watching it happen to someone you love? Doctors call it psychosis. Who answers at any hour, what might be happening and why, getting through a frightening hour, seeing a doctor, the early treatment that works, the government’s list of programs, what families can do, and what to say if you have to call 911. It builds the words to say when you call, and prints a wallet card. Saves nothing, no tracking. General information, not medical advice.

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When you hurt yourself to cope

Hurting yourself on purpose, or fighting the urge to? Or worried that someone you love is? Who answers at any hour by text or phone, what self-harm is and why people do it, getting through an urge, looking after an injury, telling someone, the treatment that helps, stopping and slips, and what families can do. No lectures, and no detail of any method. It builds the words to say when you call, and prints a wallet card. Saves nothing, no tracking. General information, not medical advice.

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When the past won’t stay in the past

Flashbacks, nightmares, always on guard, numb, or avoiding everything that reminds you? Or watching someone you love live like that? Who answers at any hour, what is common after something terrible and what PTSD is, what to do in a flashback or after a nightmare, the treatment that works, finding someone who treats trauma, and what families can do. It never asks what happened to you. It builds the words to say when you call, and prints a wallet card. Saves nothing, no tracking. General information, not medical advice.

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When the heaviness won’t lift

Low for weeks, empty, exhausted, or irritable and not yourself? Or watching someone you love go flat and far away? Who answers at any hour, what depression is and the ways it can look that aren’t sadness, the dark months and a new baby, seeing a doctor, talk therapy and antidepressants, what to do when treatment isn’t working, finding help you can afford, and what families can do. No quiz and no score. It builds the words to say when you call, and prints a wallet card. Saves nothing, no tracking. General information, not medical advice.

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Between the highs and the lows

Moods that swing from very high to very low? Depression that keeps coming back, or nights with almost no sleep and no tiredness? Or loving someone who lives like that? Who answers at any hour, what bipolar disorder is and its types, what a high can look like and why the milder kind gets missed, getting the right diagnosis, treatment and the medicines (and why not to stop them alone), children and teenagers, peer support, staying steady day to day, and what families can do. No quiz and no score. It builds the words to say when you call, and prints a wallet card. Saves nothing, no tracking. General information, not medical advice.

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When the worry won’t switch off

Worry you can’t turn off? Sudden waves of fear, dread of being judged, or places you have started to avoid? Or loving someone who lives like that? Who answers at any hour, what anxiety disorders are and how stress differs from anxiety, the types, panic attacks and when they become panic disorder, seeing a doctor, the therapy that is best studied, the medicines (and why not to stop them alone), children and teenagers, finding help when the phone call is the hard part, and what families can do. No quiz and no score. It builds the words to say when you call, and prints a wallet card. Saves nothing, no tracking. General information, not medical advice.

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When memory starts to slip

Worried about your own memory? Living with dementia, or caring for someone who is? Who answers at any hour, how ordinary forgetfulness differs from dementia, what dementia is, seeing a doctor and why sooner helps, the medicines, tips if it is you, anger, suspicion and restlessness, safety at home and driving, money and the papers to get in order, finding help with care and who pays, and looking after the person who gives the care. No memory test and no score. It builds the words to say when you call, and prints a wallet card. Saves nothing, no tracking. General information, not medical advice.

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When the thoughts won’t let go

Thoughts you don’t want that keep coming back? Checking, washing, counting or repeating that you can’t stop? Thoughts too upsetting to say out loud? Or loving someone who lives like that? Who answers at any hour, what OCD is and is not, obsessions and compulsions (including the ones nobody can see), seeing a doctor, the therapy made for OCD, the medicines (and why not to stop them alone), children and teenagers, finding someone who knows OCD, and what families can do. No quiz and no score. It builds the words to say when you call, and prints a wallet card. Saves nothing, no tracking. General information, not medical advice.

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When your attention won’t stay put

Can’t focus, finish things or keep track? An adult wondering if it has been ADHD all along, or just diagnosed? A parent, or a partner? Who answers at any hour, what ADHD is and is not, what it can look like, finding out as an adult, getting evaluated, treatment and the medicines, children and teenagers (and the free school evaluation), asking for changes at work, day to day, and what families can do. No quiz and no score. It builds the words to say when you call, and prints a wallet card. Saves nothing, no tracking. General information, not medical advice.

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When you wonder if it’s autism

An adult wondering if you are autistic, or just diagnosed? Everything too loud, too bright, too much? Worried about how a young child is developing? Or loving someone on the spectrum? Who answers at any hour, what autism is and is not, what it can look like, finding out as an adult, getting evaluated, the free evaluation for a young child (no referral needed), supports, therapies and medicines, what to do when it is all too much, work, growing up, and what families can do. No quiz and no score. It builds the words to say when you call, or to send in writing, and prints a wallet card. Saves nothing, no tracking. General information, not medical advice.

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When your feelings hit hard and fast

Emotions that are intense and change within hours? Terrified of being left? Empty, or unsure who you are? Just told you have borderline personality disorder, or loving someone who was? Who answers at any hour, what the disorder is and is not, what it can look like, getting a diagnosis, the therapies that help, medicines, what to do when a feeling is too big, hurting yourself and thoughts of suicide, other people who live with it, work, and what families can do (including a free course). No quiz and no score. It builds the words to say when you call and prints a wallet card. Saves nothing, no tracking. General information, not medical advice.

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When reading, writing or math has always been harder

Has reading, spelling, writing or math always taken you more effort than it seems to take other people? Just told you have a learning disability, dyslexia, dysgraphia or dyscalculia? Is your child struggling at school? What a learning disability is and is not (it is not about being smart), what it can look like, finding out as an adult, getting evaluated and what it can cost, the free school evaluation and what to do if the school says no, what helps, free talking books and adult classes, extra time on the GED and other tests, work, and what years of it do to a person. No quiz and no score. It builds the words to say when you call or write and prints a wallet card. Saves nothing, no tracking. General information, not medical or legal advice.

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When your body moves or makes sounds you didn’t choose

Tics you can’t stop: blinking, jerking, sniffing, sounds or words? Just told you have Tourette syndrome or another tic disorder? Is it your child? What tics are and are not (not on purpose, and not mostly swearing), what they can be like, getting a diagnosis, what helps, including a therapy that uses no medicine, what often comes with it, school and bullying, work, being out in public and meeting police, and finding other people. No quiz and no score. It builds the words to say when you call or write and prints a wallet card. Saves nothing, no tracking. General information, not medical or legal advice.

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After a hit to the head

Hit your head, or haven’t felt right since a blow, a fall, a crash or a fight? Is it your child? Did it happen years ago and nobody ever looked at it? The danger signs that mean call 911, what a concussion and a brain injury are, what it can feel like, the first days and weeks, when it isn’t getting better, a moderate or severe injury, school and sports, work, the old injury from inside, the street or home, and finding help. No quiz and no score. It builds the words to say when you call or write and prints a wallet card. Saves nothing, no tracking. General information, not medical or legal advice.

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When someone has a seizure

Someone near you having a seizure? Had one for the first time, or think you did? Living with epilepsy, or is it your child? Seizure first aid and when to call 911 (stay, time it, nothing in the mouth), what a seizure and epilepsy are, what a seizure can look like, after a first seizure, diagnosis and treatment, day to day, the frightening parts said plainly, mood and shame, school, work and driving, and finding help. No quiz and no score. It builds the words to say when you call or write and prints a first-aid wallet card. Saves nothing, no tracking. General information, not medical or legal advice.

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When it might be a stroke

A face that droops, an arm that goes weak, speech that comes out wrong, all of a sudden? Signs that came and then went away? Home after a stroke, or beside someone who is? The signs and calling 911 (note the time, do not drive), signs that went away, what a stroke is, at the hospital, recovery and rehabilitation, when the words won’t come (aphasia), mood and tiredness, lowering the chance of another, work, driving and money, and finding help. No quiz and no score. It builds the words to say when you call or write and prints a wallet card for aphasia. Saves nothing, no tracking. General information, not medical or legal advice.

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When it might be a heart attack

Pressure or pain in the chest, pain in the arm, jaw or back, short of breath, a cold sweat? Not sure it’s your heart? Someone collapsed and isn’t responding? Home after a heart attack, or beside someone who is? The signs and calling 911 (even if you are not sure; do not drive), when it doesn’t look the way you expect, what to do if the person collapses (CPR and an AED), what a heart attack is, at the hospital, recovery and cardiac rehabilitation, fear and mood, lowering the chance of another, work, driving and money, and finding help. No quiz and no score. It builds the words to say when you call or write and prints a wallet card. Saves nothing, no tracking. General information, not medical or legal advice.

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When blood sugar goes too low or too high

Someone with diabetes is shaky, sweaty, confused, or has passed out? Blood sugar very high, or sick and can’t keep anything down? Just told you have diabetes, worn out by it, or can’t afford the insulin? The signs of low blood sugar and what to do (sugar now if they can swallow; glucagon and 911 if they can’t), high blood sugar, sick days and ketoacidosis, what diabetes is, day to day, a program that teaches it, burnout and mood, paying for insulin and supplies, work, school and driving, and finding help. No quiz and no score. It builds the words to say when you call or write and prints a wallet card. Saves nothing, no tracking. General information, not medical or legal advice.

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When it’s hard to breathe

An asthma attack, yours or someone else’s? An inhaler that isn’t lasting, or that you can’t afford? Just told you or your child has asthma? What to do in an attack (the reliever inhaler now; 911 if it isn’t helping or breathing is still very hard), how to help someone else through one, the asthma action plan, what asthma is, the medicines and the inhaler, triggers at home, air and smoke, children and school, paying for inhalers, work, and finding help. No quiz and no score. It builds the words to say when you call or write and prints a wallet card. Saves nothing, no tracking. General information, not medical or legal advice.

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When it might be a severe allergic reaction

A tight throat, a swollen tongue, hives all over or trouble breathing after a food, a sting or a medicine, yours or someone else’s? Just had a first reaction? Afraid to use the epinephrine you were given? What to do (epinephrine now if there is any, and 911; the emergency room even if it gets better), how to help someone else, the second wave, what anaphylaxis is, carrying epinephrine and a written plan, food labels and the nine major allergens, stings, medicines and latex, babies, children and school, paying for epinephrine, work, and finding help. No quiz and no score. It builds the words to say when you call or write and prints a wallet card. Saves nothing, no tracking. General information, not medical or legal advice.

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When it’s dangerously cold

Sleeping outside or in a car tonight? Heat off, or a shutoff notice? Someone very cold who is confused or hard to wake? The signs of hypothermia and what to do (911, a warm place, wet clothes off, warm the center of the body), frostbite and cold, wet feet, carbon monoxide (never the oven, a grill or a generator indoors), finding a warm place, helping a neighbor or a stranger, no heat or no power, heaters and fire, help paying for heat, babies, children and older people, warnings and wind chill, and working in the cold. No quiz and no score. It builds the words to say when you call or write and prints a card. Saves nothing, no tracking. General information, not medical or legal advice.

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When it’s dangerously hot

No air conditioning in a heat wave? Outside, or living in a car? Someone very hot who is confused, slurring or passed out? A child or a pet in a hot car? The signs of heat stroke and what to do while help comes (911, cool them fast, stay with them), heat exhaustion, cramps, fainting and rash, cooling down without air conditioning (and when a fan stops helping), water, children, pets and cars, checking on someone, older people, babies, pregnancy and illness, help paying the power bill, heat alerts, and working in the heat. No quiz and no score. It builds the words to say when you call or write and prints a card. Saves nothing, no tracking. General information, not medical or legal advice.

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When someone is choking

Someone can’t breathe, cough or speak? A baby is choking? Coughing hard but still breathing? Is it choking, abdominal thrusts for an adult or a child (and the 2025 change to back blows for children), back blows and chest thrusts for a baby, pregnancy or someone you can’t reach around, when they stop responding, choking when you’re alone, after a scare and when to go to the emergency room, food, toys and small things for young children, and older people who choke when they eat. Where the sources differ, it says so. No quiz and no score. It builds the words to tell a doctor or a sitter and prints a card. Saves nothing, no tracking. General information, not medical advice, and not first aid training.

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First aid: what do you see?

Someone is choking, bleeding, burned, shaking, or won’t wake up, and you don’t know which page you need? One page with thirty cards, each named for what you can see. Each card gives the first thing to do and opens the full page. Type a word (choking, bee sting, chest pain, pills) to narrow the cards. If you think it is an emergency, call 911 first. General information, not medical advice. It saves nothing and has no tracking.

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When it might be carbon monoxide

The carbon monoxide alarm is sounding? Headaches and a sick stomach at home, in more than one person? The heat is coming on, or the power is out? What to do when the alarm sounds (get everyone outside, then call 911), the signs and why they’re easy to miss, someone who has passed out, before you go back in, where to put alarms and how to test them, furnaces, stoves, fireplaces and heaters, generators, cars, garages, snow, boats and tents, who gets sick sooner, and what to do if you can’t afford an alarm or a repair, or you rent. Where the sources differ, it says so. No quiz and no score. It builds the words to say when you call and prints a card. Saves nothing, no tracking. General information, not medical advice.

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When you smell gas

Smell gas at home or in the street, or hear a hissing or blowing sound? Leave now, take everyone with you, touch nothing that can spark, and call 911 or the gas company from outside. What not to touch, who to call and from where, how it is not the same as carbon monoxide, before you go back in and getting the gas back on, propane tanks and cylinders, after an earthquake or a storm, and calling 811 before you dig. Where the sources differ, it says so. No quiz and no score. It builds the words to say when you call and prints a card. Saves nothing, no tracking. General information, not professional advice.

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When there’s a fire at home

A fire, or the smoke alarm is sounding? Get out, close doors behind you, and call 911 from outside. What to do if smoke or fire is in the way, clothes on fire, burns and smoke, a pan fire and when an extinguisher makes sense, after the fire, smoke alarms and what the chirp means, an escape plan and a drill, apartments, high-rises and renting, children, older people, disability and people who are deaf or hard of hearing, and stopping a fire before it starts. Where the sources differ, it says so. No quiz and no score. It builds the words to say when you call and prints a card. Saves nothing, no tracking. General information, not professional advice.

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When someone is in trouble in the water

Someone is struggling in the water? Shout for a lifeguard, call 911, and throw them something that floats. Out of the water and not breathing normally? Start CPR, with rescue breaths if you can. What to do while they are in the water, CPR after drowning and why it includes breaths, after a rescue, a missing child near water, rip currents, cold water, floodwater and cars, babies and children (baths, pools, fences, watching, lessons), and life jackets, alcohol, seizures and other risks. Where the sources differ, it says so. No quiz and no score. It builds the words to say when you call and prints a card. Saves nothing, no tracking. General information, not medical advice.

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When a bone might be broken

A bone showing, or a head, neck or back injury? Don’t move them, and call 911. It looks bent? Leave it the way you found it. When to call 911 and when not to move someone, what to do until help comes and how to splint, a bone through the skin, a joint out of place, sprains and strains, children, an older person who fell, and casts and splints and their warning signs. Where the sources differ, it says so. No quiz and no score. It builds the words to say when you call and prints a card. Saves nothing, no tracking. General information, not medical advice.

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When someone gets an electric shock

Still touching it? Don’t touch them: call 911 and turn off the power. A power line down? Stay away from it. How to help without becoming the next person hurt, why to be seen afterwards even if they seem fine, children, cords and outlets, downed power lines and cars, water and electricity, someone struck by lightning (they are safe to touch), staying safe in a thunderstorm, and outlets, cords and work. Where the sources differ, it says so. No quiz and no score. It builds the words to say when you call and prints a card. Saves nothing, no tracking. General information, not medical advice.

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When an eye is hurt

A chemical in the eye? Rinse now with water for at least 15 minutes, then get emergency care. A cut, or something stuck in it? Don’t rinse, don’t pull it out, don’t press: cover it and go. What to rinse and what never to rinse, a speck, a blow and a black eye, a scratched eye and contact lenses, the flashes, floaters or shadow that can show up afterwards, a child’s eye, and eye protection for sports, home and work. Where the sources differ, it says so. No quiz and no score. It builds the words to say when you call and prints a card. Saves nothing, no tracking. General information, not medical advice.

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When a tooth is knocked out or broken

A permanent tooth knocked out? Pick it up by the crown, not the root, keep it wet (milk, or saliva in a container; not tap water), and get to a dentist right away, or an emergency room if the office is closed. What to do in the first minutes, why a baby tooth is not put back, a chipped or loosened tooth, a bitten lip and bleeding, where to look for low-cost dental care, and mouthguards. Where the sources differ, such as whether to put the tooth back yourself, it says so. No quiz and no score. It builds the words to say when you call and prints a card. Saves nothing, no tracking. General information, not medical or dental advice.

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When the baby is coming and you can’t get to the hospital

In labor and not going to make it, or beside someone who is? Call 911, put the phone on speaker and unlock the door. Get down low on something soft. Push gently and guide the baby out; don’t pull. Baby onto the mother’s bare chest, dried and covered. Leave the cord. What to do for a cord around the neck or a baby coming bottom first, a baby who isn’t crying, the afterbirth, bleeding, and how to tell labor that is too early. Where the sources differ, such as whether to cut the cord, it says so. No quiz and no score. It builds the words to say when you call and prints a card. Saves nothing, no tracking. General information, not medical advice.

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When it might be a poisoning

A child got into the pills or the cleaner? A double dose, or the wrong medicine? Two products mixed, something in an eye, a swallowed button battery, a snake bite, bad food? When it is 911 (the person collapses, has a seizure, has trouble breathing, or can’t be awakened) and when it is Poison Help, 1-800-222-1222, free at any hour; the first steps for swallowed (do not induce vomiting), eye, skin and fumes; button batteries; medicine mistakes; children and what they get into; cleaners, pesticides and pets; food poisoning; and what to do if it wasn’t an accident. No quiz and no score. It builds the words to say when you call and prints a card for the fridge. Saves nothing, no tracking. General information, not medical advice.

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When someone is burned

A hand on the stove, a spilled coffee, a child in a hot bath, a cleaner on the skin, a shock from a cord, clothes that caught fire, a bad sunburn? When it is 911 (our list, built from the American Burn Association: larger than a hand, white or charred skin, chemicals or electricity, smoke breathed in, or you can’t tell how bad it is); cool running water, not ice; what not to put on it; chemical burns; electricity; smoke; sunburn; children and scalds; the days after; and stopping the next one. It reports where the sources differ. No quiz and no score. It builds the words to say when you call and prints a card for the kitchen. Saves nothing.

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When someone is bleeding

A knife that slipped, a broken glass, a fall, a crash, a dog bite, a nosebleed that won’t stop, a child’s split lip, blood in vomit? When it is 911; pressing hard, the first of the three things the Defense Department’s Stop the Bleed program teaches (packing and tourniquets are the others, learned in a class); cuts and scrapes; nosebleeds; mouth, teeth and fingertips; bites, rabies and tetanus; bleeding you can’t see; and finding a class. It reports where the sources differ. No quiz and no score. It builds the words to say when you call and prints a card. Saves nothing.

Find where to start

When someone is bitten by a snake

Bitten by a snake, with someone who was, or working or walking where snakes live? What CDC’s page on venomous snakes at work says, by name: call 911 and treat it as an emergency even with no symptoms yet, what to do while you wait, what not to do (no cutting, sucking, ice or tourniquet), the signs of a venomous bite, the four kinds of venomous snakes in the US, how to keep from being bitten, and the hospital. It builds the words to tell 911 and prints a card. Saves nothing, no tracking. General information, not medical advice.

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When it’s a spider bite

Bitten by a spider, looking after someone who was, or about to clean out a shed, a garage or a woodpile? What CDC and MedlinePlus say, by name: first aid, the signs, when to get care (and where the two sources differ), black widows and brown recluses, how to keep from being bitten, and tetanus. It builds the words to tell a nurse or doctor and prints a card. Saves nothing, no tracking. General information, not medical advice.

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When a dog, a cat, a bat or a wild animal bites or scratches

Bitten or scratched by a dog, a cat, a bat or a wild animal, or looking after someone who was? What five CDC pages and MedlinePlus say, by name: wash it right away, when to see a doctor, rabies and who decides about the shots, reporting the bite, a bat in the house, and how to keep from being bitten. It builds the words to tell a nurse, a doctor or the health department and prints a card. Saves nothing, no tracking. General information, not medical advice.

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When you find a tick

A tick on you, a child or someone you look after, or heading out to a yard, a park or a trail? What the CDC and the National Library of Medicine say, by name: how to take a tick off, where to check, what to watch for in the weeks after, the signs of Lyme disease, why testing the tick is generally not advised, how to prevent bites, and what to tell a doctor. It builds the words to say and prints a card. Saves nothing, no tracking. General information, not medical advice.

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When it’s a bee, wasp or fire ant sting, or a scorpion

Stung by a bee, a wasp, a hornet, fire ants or a scorpion, or looking after someone who was? Trouble breathing or swelling that spreads is a 911 call. What CDC and MedlinePlus say, by name: first aid and getting the stinger out, the signs of a severe allergic reaction, fire ants, scorpions, and how to keep from being stung. It builds the words to tell a nurse, a doctor or a poison center and prints a card. Saves nothing, no tracking. General information, not medical advice.

Find where to start

When it’s poison ivy, poison oak or poison sumac

Touched poison ivy, poison oak or poison sumac, have the itchy rash, or breathed the smoke of burning plants, or looking after someone who did? Swelling or trouble breathing is a 911 call. What CDC, the FDA and MedlinePlus say, by name: washing the oil off, the rash and the itch, when to see a doctor, what the plants look like, and how to keep the oil off you. It builds the words to tell a nurse, a doctor or a pharmacist and prints a card. Saves nothing, no tracking. General information, not medical advice.

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When someone you love died by suicide

Lost someone to suicide, last night or years ago? Or standing beside someone who did? Who answers at any hour, what the first days hold (the police, seeing them, their belongings), what to tell people and what to tell a child, what you may be feeling, the question “why” and the guilt, how to reach people who have been through the same loss, counseling, help for military and veteran families, getting through the days, and how to show up for someone. It never describes how anyone died, and gives no numbers. It builds the words to say when you call, and prints a wallet card. Saves nothing, no tracking. General information, not medical or legal advice.

Find where to start

Psychiatric Advance Directive builder

Write down, in advance, how you want to be treated in a mental-health crisis: medications, hospitals, who speaks for you. Free, for every US state and D.C. It runs in your browser and your answers never leave your device. Prints a directive shaped to your state’s law, plus a wallet card.

Build your directive

Safety plan builder

A short list, written before a crisis, of your warning signs, what helps you get through, who to reach in what order, and your reasons to keep going. Free and private: nothing leaves your device. Print it with a wallet card, or save it as an image for your phone.

Make your safety plan

A box for hard days

On a good day, fill a private box with a note to yourself, kind words people said, things you’re proud of, comforts, songs and photos. On a hard day, open it and go through it one thing at a time. Free and private: it stays on your device.

Open the box

Take the help with you

Save this page and our free tools on your phone so they open with no signal, no data and no Wi-Fi: your safety plan, breathing, the message board, the homeless resource list and more. One button, in English and Spanish. Private: nothing about you is sent anywhere.

Save for offline

Speak for me

For when words won’t come: tap a message and your phone shows it in huge letters (“I can’t speak right now, but I can hear you”). Make a card that says what helps you, to print for your wallet or keep as your lock screen. Free and private: nothing leaves your device.

Open the message board

Get ready for your appointment

Seeing a doctor, therapist or psychiatrist soon? Write down what’s been happening, your medicines, your questions and what helps you in the room, and bring one page to hand them, with space to write down the plan. Free and private: nothing leaves your device.

Make my sheet

My emergency card

If you were hurt, lost or too overwhelmed to speak, what would a stranger need to know? A wallet card and a one-page sheet for home: who to call, your allergies and medicines, and how to help you. Free and private: nothing leaves your device.

Make my card

My day: a picture schedule

Show a day as pictures in order, then show only two things: what is happening now and what comes next. For children and adults who find a day easier when they can see it. Print it as a list or as cards to cut out. Free and private: nothing leaves your device.

Make a schedule

My medicines: a list and a daily check

“Did I already take it?” Write down what you take and when, tick each medicine as you take it, and the page keeps the time. Print the list for your wallet and a week chart for the fridge. It cannot remind you and gives no medical advice. Free and private: nothing leaves your device.

Make my list

Symptom diary: write it down, show your doctor

Write down what you notice when it happens, with your own number from 0 to 10. Look back over the weeks, then print one sheet for the appointment. It cannot tell you what a symptom means and gives no medical advice. Free and private: nothing leaves your device.

Start my diary

Paper trail: write down every call, letter and visit

Dealing with a benefits office, a landlord, an insurer or a bill? Write down who you spoke to, when, the reference number, what was said and what you have to do. Tick things off, then print the whole record. It cannot remind you and gives no legal advice. Free and private: nothing leaves your device.

Start my record

Bills this month: what comes in, what is due, what is left

Write one line for each thing that comes in and each bill, with the amount and the day. See what is left and what is still to pay, tick bills off, then print the sheet. It is not connected to a bank, cannot remind you and gives no financial advice. Free and private: nothing leaves your device.

Start my month

Where things are: a sheet for the person who would need to find them

If you were in the hospital or away, would someone know who to call, where your papers are and where the keys are? Write one line for each thing and print one sheet for a person you trust. It is not a will, it is not for passwords or account numbers, and it gives no legal advice. Free and private: nothing leaves your device.

Start my sheet

Day count: the days since, and a slip does not wipe them

Days without a drink, a bet, a cigarette or hurting yourself. Say what you are counting and the first day, and the page shows the number and the next round number. If you slip, a new run starts and the earlier days stay on the record. It is not treatment and gives no medical advice. Free and private: nothing leaves your device.

Start a count

Call script: know what you will say before you dial

For the phone call you keep putting off. Write who you are calling, what you want in one sentence, what to have in front of you and what to ask. The page lays it out as a script to read from, with lines for when it gets hard and a message to leave if nobody answers. It does not make or record the call, and it is not legal or medical advice. Free and private: nothing leaves your device.

Plan a call

Energy budget: plan a day around the energy you have

For days when there is less of you than the day wants. Give today a number of points and each thing you mean to do a number too. The page adds them up and shows what is left, or how far over the plan is, so something can move to another day. Every number is your own guess. It is not treatment and gives no medical advice. Free and private: nothing leaves your device.

Plan today

Read it my way: a reader for letters and long text

For the letter from an office that is hard to get through. Paste the words, make them bigger, give them room, change the colours, and read one sentence at a time, or let your browser’s own voice read to you where it has one. The page lists the dates, amounts and phone numbers it can find and gives you four boxes for your notes. There is no AI in it: it does not explain, shorten or translate the letter, and it is not legal advice. Free and private: nothing leaves your device.

Open the reader

Dates to keep: every deadline and appointment on one list

For the court date on one letter, the form to send back on another and the appointment in a text message. Put each one in with the day, where and what to bring. The page sorts them, counts the days left and makes a file that puts them into your phone’s calendar, and it prints as one sheet. It cannot send a reminder, it does not work out a deadline for you, and it is not legal advice. Free and private: nothing leaves your device.

List my dates

Job search log: every application on one list

For a job search with too many places to hold in your head. Put each one in with the day, what you did, who you spoke to, where it stands and the next step. The page lists your next steps by day, counts the entries in each week and prints a record week by week, or saves it as a spreadsheet file. It does not find jobs or send reminders, and it does not know any unemployment office’s rules. Free and private: nothing leaves your device.

Start my log

Thought check: look at one thought from both sides

For a thought that arrives as if it were a fact: she is tired of me, I always ruin it. Write what happened and the thought, what makes it seem true and what does not fit it, then another way to say it. The page keeps what you write, prints it, and gives you a blank worksheet for pen and paper. There is no AI in it: it does not answer you or say whether a thought is true, and it is a worksheet, not therapy. Free and private: nothing leaves your device.

Open the worksheet

Weigh it up: one decision, every side on one page

For a decision that goes round and round in your head. Name it, write each option with what speaks for it and what speaks against it, then what matters most to you and what you do not know yet. The page keeps what you write, prints it, and gives you a blank worksheet for pen and paper. There is no AI in it: it does not count the reasons or pick an option, and it is a worksheet, not advice. Free and private: nothing leaves your device.

Weigh a decision

My data on this device

These tools keep what you write in your own browser. One page shows you all of it, saves it to a backup file with an optional password lock, moves it to a new phone or computer, and erases it when you want it gone. Nothing is sent anywhere.

See my data

A mood and sleep diary

One tap a day for your mood and your sleep, with a few optional notes. After a few weeks you get two simple charts and a printable summary to bring to a doctor or therapist, so you don’t have to remember how the month went. Free and private: it stays on your device.

Open my diary

Make peace: a hard talk or an apology

Need to raise something with someone, or say sorry and mean it? Finish a few sentence-starters and get a drafted message, with gentle checks for the phrases that tend to start a fight. Send it, or print notes for talking in person. Free and private: nothing leaves your device.

Plan what to say

Somewhere to belong

How I work: a one-page guide to me

Tell a boss, a teacher or a new team how to talk with you, what helps you work, what stress looks like on you and what helps. In your words, with no diagnosis needed. Free and private.

Make my page

One step at a time

When a task feels too big to start: break it into tiny steps, see only the next one, and run a gentle timer if it helps. Twelve starter lists, from the dishes to a phone call you’re dreading. Free and private.

Break it down

Join Now: different minds build a brighter tomorrow

Scarlet Beast’s open door for neurodivergent people and people with records. Loneliness is its own emergency. If the crisis has passed and you want something to build, start here.

Open the door

A pocket card

Print this, fold it, keep it in a wallet or on the fridge, or hand it to someone. Your phone may be dead or gone when you need it most.

Need more numbers than fit on a card? The phone list has the lines our guides lead with (benefits, health, work, taxes and more) on one page you can narrow and print.

If you need help right now

911
Emergency, danger right now
988
Call or text: Suicide & Crisis Lifeline, 24/7
741741
Text HOME: Crisis Text Line
1-800-799-7233
Domestic Violence Hotline
1-800-222-1222
Poison Control
311 / 211
Shelter, food, local help (311 in NYC)

scarletbeast.com/help

Know a free service that belongs here, or found a number that has changed? Tell us through the contact page and we’ll check it before it goes up.

Every Node Counts

Signal over noise.

No middlemen, no discovery-call gauntlet, no lead-nurture sequence. One message reaches the person who would do the work.